MORTGAGE LOAN CHECKLIST

For the fastest possible loan processing, we ask that you have the following information available to assist us in preparing your loan application package. We want to close your loan as quickly as possible.

• A signed Purchase Contract with a receipt for any earnest money deposited.
• A signed Sales Contract for your current House.
• Most recent Pay Stubs covering at least 30 days for all applicants.
• Loan payment information with account numbers and addresses.
• Complete names and addresses of employers.
• Bank Statements for all deposit accounts.
• Stock, Bond, Mutual Fund and other investment account statements.
• Copy of current deed and plat.
• Estimate of current real estate taxes.
• Estimate of current hazard insurance premium.
• Estimate of the Value of the personal property you own, such as automobiles and other assets of value.
• Self-Employed applicants may need to provide copies of federal tax returns for up to 3 years.

Click the choices below to Learn More + Prepare to Apply for a Mortgage Loan:

• Choosing a Lender – Questions to ask
• Loan Processing Procedures – Steps in the loan application procedure
• Information Checklist –Information and documents you will need to apply for a Loan
• Mortgage Prequalification Information Sheet - Form to fill out and bring to the bank when applying for a mortgage loan. Questions asked on the form cover information you will need to provide. (To access this form you will first be asked to read the Bank’s Privacy Policy and click to continue.)