LOAN PRODUCTS
 
Commercial Installment Mortgage Home Equity Contact Us

Need ready cash to make life easier for you and your family? We offer an array of loan products designed to meet the many demands of your personal and professional life. Our knowledgeable bankers are ready to help you select the loan best suited for your specific needs.

For more information, click on one of the links above for more information on the types of loans we offer.

Choose the Contact Us Link on the Menu at left for bank locations and telephone numbers.

   

 COMMERCIAL LOANS


West Union Bank is ready to be your financial partner whether you already own a business and need money to maintain or improve it or whether you want to start or finance a business.

Commercial Loans are available for:

• Business startup
• Financing a Business Venture
• Purchasing Business Equipment
• Buying or Building Commercial Property
• Any Purpose that helps your business grow

To apply for a Commercial Loan or for more information call 304-873-2361 and ask for 

R Michael Hall @ ext 802   

 
 INSTALLMENT LOANS
 
Need money for unexpected expenses or the things that make life more fun? West Union Bank can help you with an installment loan.

Installment loans are available for:

•New or Used Vehicles
•Personal and Family Recreation Equipment
•College or Secondary Education Expenses
•Home Repairs or Improvements
•Other Purposes

To apply for an installment loan or obtain more information contact one of the following:

West Union:
Ed Smith + Vivian Robinson
304-873-2361

Salem:
Linda Jett
304-782-2020

Pennsboro:
Bobbin Pardine
304-659-2928

Harrisville:
Mari Keller + Charlie Elliott
304-643-2265

Clarksburg:
Debi Mazza + Darry Harris + Edna Swiger
304-326-3911

 MORTGAGE LOANS
 
Is a new home in your future? Or maybe you want to refinance your current home for a lower payment or a better rate. Let our knowledgeable bankers help you select one of West Union Bank’s many Mortgage Loan Options:

Adjustable Rate Mortgages are available with initial periods of one, three, five, and seven years at very competitive rates. These loans will be serviced by West Union Bank. To apply for a loan or obtain more information contact:

West Union:
Ed Smith + Vivian Robinson
304-873-2361

Salem:
Linda Jett
304-782-2020

Pennsboro:
Bobbin Pardine
304-659-2928

Harrisville:
Mari Keller + Charlie Elliott
304-643-2265

Clarksburg:
Edna Swiger + Debi Mazza + Darry Harris
304-326-3911

• Fixed Rate Mortgages are also available. These mortgage loans may be sold on the Secondary Market.

Specialty Mortgage Products such as 1st time Home Buyers and Low Down Payments are also available.

Please contact the following 

Call 304-873-2361 or 800-891-2361 to reach:

Edna Swiger
(cell 304-203-3293)
Doddridge, Harrison, Marion and adjoining counties:
304-326-3911 ext. 811

Mari Keller
Doddridge, Ritchie, Wood and adjoining counties
Harrisville Office:
304-873-2361 ext. 501

 HOME EQUITY LINE OF CREDIT



Your home is a safe haven from the outside world. It’s where you invest a lot of your time and money. It’s also where you can find cash for the projects you never seem to be able to afford.

 

  It's the smartest way to finance important things like:

College Educations
Vehicles
Home Improvements

It's also a great way to pay off:

High-rate Credit Cards. Find attractive rates.
Find tax benefits. (See your tax advisor for details.)

Knowledgeable West Union bankers will work with you to determine how to use the Home Equity Line of Credit to meet your financial needs.

To apply for a Home Equity Line of Credit or find out more information, contact one our friendly Bankers:

West Union:
Ed Smith + Vivian Robinson
304-873-2361

Salem:
Linda Jett
304-782-2020

Pennsboro:
Bobbin Pardine
304-659-2928

Harrisville:
Mari Keller + Charlie Elliott
304-643-2265

Clarksburg:
Edna Swiger + Debi Mazza + Darry Harris
304-326-3911

 WEST UNION BANK LOAN OFFICERS

 

Commercial Loans:

West Union:
Ed Smith
304-873-2361

Installment, Mortgage (Adjustable Rate) + Home Equity Line Of Credit Loans:

West Union:
Ed Smith + Vivian Robinson
304-873-2361

Salem:
Linda Jett
304-782-2020

Pennsboro:
Bobbin Pardine
304-659-2928

Harrisville:
Mari Keller + Charlie Elliott
304-643-2265

Clarksburg:
Edna Swiger + Debi Mazza + Darry Harris
304-326-3911

Secondary Market Mortgage Loans (Fixed Rate) and Specialty:

Call 304-873-2361 or 800-891-2361 to reach:

Edna Swiger
(cell 304-203-3293)
Doddridge, Harrison, Marion and adjoining counties


NOTICE: NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.