Business Online Banking Cash Management Services: We know it’s hard to stay on top of administrative tasks while running a business. That’s why we offer cash management services to save time and money. In order to use these services, however, you first need to enroll in ACH Services. With ACH services, you can offer your employees direct deposit of their pay checks.
Commercial Loans
Checking Accounts
Simply Free Business Checking
West Union Bank’s Simply Free Checking accounts are capable of taking care of all your everyday checking needs
Monthly Statements with Check Images can be received electronically through Online Banking or as paper statements via mail.
Your balance and received transactions will be available 24 hours a day, 7 days a week through our Online Banking and Fingertip Banking (via phone call) Services.
Eligible for combined statements.
To open an account or obtain more information, call (304)873-2361 or visit a West Union Bank office.
Business Interest Checking
West Union Bank’s Business Interest Checking accounts are capable of taking care of all your everyday checking needs
Only $5000.00 Minimum Daily Balance to avoid a low monthly service fee of $6
Unlimited currency deposited per month FREE.
Minimum to open $50 (exceptions may apply).
Starter checks for your new account.
Monthly Statements with Check Images can be received electronically through Online Banking or as paper statements via mail.
Your balance and received transactions will be available 24 hours a day, 7 days a week through our Online Banking and Fingertip Banking (via phone call) Services.
Eligible for combined statements.
To open an account or obtain more information, call (304)873-2361 or visit a West Union Bank office.
Savings Accounts
Statement Savings Account
West Union Bank Statement Savings Accounts are an easy, convenient way to save money.
Term Lengths are available from 90 days to 60 months (5 years).
Interest for CDs will be compounded every month, with the exception of CDs with terms of less than one year. (Those will pay interest at maturity.)
You must deposit $500 to open a West Union Bank CD and to obtain the stated annual percentage yield (APY).
You may not make any deposits into your CD before maturity.
You may make withdrawals of principal from your CD before maturity only if we agree at the time you request the withdrawal. A penalty may be assessed.
Once per term, you can withdraw the interest earned in that term without penalty.
The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
West Union Bank CDs automatically renew at maturity. You may prevent renewal if you withdraw the funds in the account at maturity (or within the 10-day grace period) or if we receive notice from you within the 10-day grace period. If you prevent renewal, interest will not accrue after final maturity.
CDs will automatically renew at the same rate being offered for new time deposits that have the same term.
Fees may reduce earnings on the account.
You can request a CD statement, but it must be combined with a statement from another account type.
To open an account or obtain more information, call (304)873-2361 or visit a West Union Bank office.
Costs vary based on the size of the Safe Deposit Box, ranging from $10-$40. Rent for a Safe Deposit Box is due at the time of renting and will come due on the anniversary of the rental date annually. Annual cost does not reflect applicable sales tax.
Partial rents are not accepted or refunded.
The Federal Deposit Insurance Corporation (FDIC) does not insure the contents of Safe Deposit Boxes. West Union Bank has no knowledge of the contents or value of items in your Safe Deposit Box.
Safe Deposit Boxes are not considered deposits or guaranteed by the bank and are subject to risks including the loss of principal.
Safekeeping Boxes are offered in our Harrisville branch instead of Safe Deposit Boxes and are different from Safe Deposit Boxes in that there is no second key. West Union Bank will not be in possession of a pass key for the box.
To open an account or obtain more information, call (304)873-2361 or visit a West Union Bank office.
Loans
Commercial Loans
From Lines of credit to community development loans, West Union Bank is ready to be your financial partner whether you already own a business and need money to improve it or whether you want to start or finance a business.
We know what it takes to succeed. You can get a quick loan decision because all of our decisions are made locally.
You have many options to choice from with our telephone banking :
You can get information on your Checking, Savings, CDs and Loans
Transfers completed before 6:00 PM (EST) will be conducted on the same business day. Transfers completed after 6:00 PM (EST) will not occur until the next business day.
Click Here for West Union Bank Fingertip Banking Menu
Earn one reward point for each dollar spent, up to 10,000 points per month.
Low annual fee of $49.00 per account.
Competitive ongoing APR. 1
25-day interest-free grace period on all purchases. No grace period on cash advances.
Individual billing option only.
Benefits
Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
Type the information and then print the Documents (you cannot save the documents, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
Supporting documents vary depending on the type of business you have.
Fax your completed application to the Card Service Center at 877-809-9162.
Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
1Please see application for information about current APRs and fees.
Open an Account Today
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